Making Finance fairer for everyone.
We aim to educate, advocate, and promote Riba-Free solutions that prioritize fairness and inclusive support for all.
What is Riba
- Riba, in its essence, is the unjust gain in relation to money and wealth. It specifically relates to the commoditisation of money without any real underlying economic activity.
- Money earned, on money lent, at a particular rate = Riba
- It's an unfair enrichment at someone else's expense, often known as interest or usury.
- Every contract, transaction, and financial practice must be free from interest, usury, and exploitation to embrace a Riba-free lifestyle.
- Imagine…a fair marketplace where any surplus or increase in return without a true exchange of value is eliminated. This is what it means to be Riba-free, promoting fairness and justice in every financial interaction.
Our Motivation
The global economy is facing an unprecedented crisis, marked by a stark imbalance between global debt and global GDP, with total debt levels surpassing $300 trillion—well above the world’s annual economic output.
This alarming trend is largely fuelled by interest-based financial systems, which perpetuate unsustainable borrowing and exacerbate economic inequalities.
As a result, the gap between the wealthy and the financially disadvantaged continues to widen, with wealth increasingly concentrated in the hands of a small elite. This riba based system not only stifles opportunities for upward mobility among lower-income groups but also contributes to systemic instability, as excessive debt burdens trigger financial crises and economic recessions.
More About Us
The Riba-Free Foundation (RFF) is an thought leader and advocacy organisation.
As a non-for-profit organisation, we teach and coach people to become financially literate. That involves understanding and grasping subject matters such as economics, finance, money and wealth.
We believe that by training people to become financially literate and diligent, it wll lead to better financial decision making. In order to do so, we must develop thr correct financial mindset.
Regardless of race, age or position, each of us wants to live in a better world in which banks or other structures do not profit from providing basic and necessary services. To understand how this can be implemented, you need to devote time to studying the most critical subject matter – Finance!
Riba Cleansing
Riba (interst & usury) is considered as any form of unjust or exploitative gain. It is strictly prohibited in Islamic financial transactions. The concept is based on Islamic principles derived from the Quran and Hadith (sayings and actions of Prophet Muhammad).
Riba cleansing can be necessary when an individual or organization realises that they have received or benefited from Riba.
That’s where we come in! The Riba-free Foundation will cleanse your Riba so you don’t need to give it a second thought.
You no longer need to tell your bank to just ‘keep it’. Now, you can get cleanse your Riba in an effective and responsible manner.

Watch - How Interest Broke Britian
Our CEO speaks about Riba Free concept

Watch - How Interest Broke Britian
Our CEO speaks about Riba Free concept


Riba-Free Impact Tracker
This impact tracker, tracks the total amount of Riba cleansed from the system and redirected to impactful causes.
Ready to join the Riba-Free movement?



Be a Force for Good
We educate society on the negative impacts of Riba and help channel your Riba donations to worthy causes. Funds raised will be used to educate all on harms of Riba, an advocacy of Riba-free solutions.

Secure Donation
Riba Free Trade Alliance
Think of a society…where businesses and organizations stand united against financial exploitation, working together to create a fairer economic system.
This vision is at the heart of the RFF’s mission.
Our first objective is to engage the businesses and organizations that already share our values. These entities are our “low-hanging fruit” – they will need a little encouragement to join our cause and help build a Riba-free ecosystem.
To formalize this commitment further, the RFF will introduce a Riba-free oath and charter. This initiative will see businesses, organizations, charities, and places of worship formally declare their dedication to fighting Riba.
The Riba-free Alliance will be the collective strength of all these entities, united in their stand against financial exploitation.
Finance Literacy Courses
There are over 3.5 billion adults globally around the world who don’t have a basic grasp of financial matters.
In fact, the Global Financial Literacy Excellence Centre (GFLEC) conducted a research study which concluded 67% of the worlds population is ‘financially illiterate’.
One of the RFFs primary pillars is financial learning and your educational journey to financial freedom starts here!
Get started with our introductory course while various other are imminently being added.
Choose your category

April 2025
An Introduction into Islamic & Ethical Finance
Delve into the world of Islamic and Ethical Finance while going on a journey to understand the principles of the money, finance and trade through the Prophetic ways of conducting business and creating avenues for success.

£35.00
£40.00

You will be trained by vetted professionals in the industry.
Swipe

Ainul Islam
Head of Private Credit Corporate Finance

Harris Irfan
CEO of Cordoba Capital Markets (CCM)

Umer Suleman
Risk Leader - Islamic & Conventional Finance

Richard Thomas
Managing Director. Sustainable Economy Limited

Mohammed Paracha
Head of Middle East at Norton Rose Fulbright

Ibrahim Khan
Co-founder of Cur8 Capital & IFG

Mehmet Asutay
Professor of Middle Eastern and Islamic Political Economy
Become a Riba Free Coach
Do you want to find new possibilities to become a more prominent part of the Riba-free cause? Become a Riba-free coach and help transform people’s relationships with their finances.
What Does a Riba-Free Coach Do?

Offers courses & trainings
We provide a wealth of high-quality materials created by our team and partners for quick mastery of the topic.

Understands the Islamic finance industry and its players
It is important for us that coaches are as knowledgeable as possible in the field and perform their duties professionally.

Supports Riba free officers within his region
The most important task for coaches is to engage, initiate, and build strong relationships with officers in their region.


Don't miss out Join the Riba-Free movement
Together, we can make an impact to promote financial practices that benefit everyone.

Volunteering
Volunteer with Riba-Free Movement and help build a fairer, more just financial ecosystem.

Subscribe
Stay updated on our initiatives, events, and opportunities about the project.

Social media
Expand your knowledge and enjoy a world of learning at your fingertips with our but-sized educational content.

Discover other RFF useful services
Unlock Financial Freedom with our Comprehensive Suite of Services, Tailored to Help You Embrace Islamic Finance and Implement Knowledge in Your Life.

Want to Learn Basics?
Discover Riba Free Courses

Want to Learn Basics?
Discover Riba Free Courses
We are a part of APPGIEF
We are partnering with All-Party Parliamentary Group on Islamic and Ethical Finance (APPGIEF) to provide services based on the most
recent and the most reliable data out there.
Our Partners


Banking
The Riba Free Banking Organisations List You will Like

Offers courses & trainings
We provide a wealth of high-quality materials created by our team and partners for quick mastery of the topic.

Understands the Islamic finance industry and its players
It is important for us that coaches are as knowledgeable as possible in the field and perform their duties professionally.

Supports Riba free officers within his region
The most important task for coaches is to engage, initiate, and build strong relationships with officers in their region.


Banking
The Riba Free Banking Organisations List You will Like

Offers courses & trainings
We provide a wealth of high-quality materials created by our team and partners for quick mastery of the topic.

Understands the Islamic finance industry and its players
It is important for us that coaches are as knowledgeable as possible in the field and perform their duties professionally.

Supports Riba free officers within his region
The most important task for coaches is to engage, initiate, and build strong relationships with officers in their region.


Banking
The Riba Free Banking Organisations List You will Like

Offers courses & trainings
We provide a wealth of high-quality materials created by our team and partners for quick mastery of the topic.

Understands the Islamic finance industry and its players
It is important for us that coaches are as knowledgeable as possible in the field and perform their duties professionally.

Supports Riba free officers within his region
The most important task for coaches is to engage, initiate, and build strong relationships with officers in their region.


Banking
The Riba Free Banking Organisations List You will Like

Offers courses & trainings
We provide a wealth of high-quality materials created by our team and partners for quick mastery of the topic.

Understands the Islamic finance industry and its players
It is important for us that coaches are as knowledgeable as possible in the field and perform their duties professionally.

Supports Riba free officers within his region
The most important task for coaches is to engage, initiate, and build strong relationships with officers in their region.


Banking
The Riba Free Banking Organisations List You will Like

Offers courses & trainings
We provide a wealth of high-quality materials created by our team and partners for quick mastery of the topic.

Understands the Islamic finance industry and its players
It is important for us that coaches are as knowledgeable as possible in the field and perform their duties professionally.

Supports Riba free officers within his region
The most important task for coaches is to engage, initiate, and build strong relationships with officers in their region.


Banking
The Riba Free Banking Organisations List You will Like

Offers courses & trainings
We provide a wealth of high-quality materials created by our team and partners for quick mastery of the topic.

Understands the Islamic finance industry and its players
It is important for us that coaches are as knowledgeable as possible in the field and perform their duties professionally.

Supports Riba free officers within his region
The most important task for coaches is to engage, initiate, and build strong relationships with officers in their region.
Product directory
Trusted Ethical Finance Providers for Your Needs
Choose your category
Become a RFF volunteer
What are the Benefits of Becoming a RFF Volunteer?

Personal growth
Volunteering provides an opportunity for personal development and growth

Community and Networking
Volunteering connects you with like-minded individuals who share your passion for a particular cause

Skill Development
Volunteering allows you to acquire and enhance various skills, both soft and technical

Making a difference
One of the most rewarding aspects of volunteering is the opportunity to make a positive impact on your community or the world at large

Riba Free commitment
Respected people, colleagues, acquaintances, friends and general masses of society. A great responsibility has fallen upon my shoulders. By God, this responsibility is too big for one man to bear. I wished that it would have devolved on some other person more worthy than me.
In the interest of public benefit, societal well-being and financial fairness, some of the responsibility for leading the charge against financial injustice, exploitation and inequality known as Riba, has fallen upon me, the board of trustees and my team at the Riba Free Foundation (RFF). I assure you that I will not shy away from my tasks, and I will make an earnest effort to discharge the onerous duties of my position as CEO, to the best of my capacity in accordance with the injunctions of Islam.
Learn more about Islamic and Ethical Finance
Articles, blogs, links and videos regarding Ethical and Sustainable Finance! So you stay informed and up-to-date.









Want to stay up-to-date on all things Riba Free?
Subscribe Now!
Be the first to know about updates and useful information. Become part of a great community now!
your questions, answered
Didn’t find the answer? Drop us a message. Someone from our team, will get back to you within 24 hours.
How do you define Riba?

How do you define Riba?
Riba is an Arabic term that translates to “excess” or “increase.” In Islamic finance and jurisprudence, it refers to the concept of usury or the charging of interest on loans. Riba is explicitly prohibited in Islam, as it is considered exploitative and unjust. The prohibition is based on principles outlined in the Quran and the Hadith (sayings and actions of the Prophet Muhammad).
How can I find Riba Free financing to buy a home?

How can I find Riba Free financing to buy a home?
Please navigate through to our product directory and it will show you all the above options for home financing in the UK.
Do you offer a Riba Cleansing service?

Do you offer a Riba Cleansing service?
Yes, we do cleanse Riba and highly recommend that you take it out of the system and don’t allow the institutions and entities that generate Riba to continue e editing from it.
We have a separate account dedicated to cleansed Riba.
What are the main types of Riba?

What are the main types of Riba?
Riba has various shapes, sizes and forms. The two main types that commonly exist and are most witnessed explained below.
There are two main types of Riba:
1. *Riba al-Nasi’ah (ربا النسيئة)*: This refers to the interest charged on loans. It occurs when a lender requires the borrower to pay back more than the principal amount, typically as a condition of the loan. For example, lending $100 and requiring $110 in return.
2. *Riba al-Fadl (ربا الفضل)*: This refers to an excess in the exchange of specific commodities (such as gold, silver, wheat, barley, dates, and salt) that are of the same kind. For example, trading unequal amounts of gold or selling low-quality wheat for high-quality wheat in unequal quantities.
The prohibition of Riba is rooted in the belief that money should not generate profit simply by being lent out. Instead, profit should be earned through legitimate trade, investment, or productive economic activity. Islamic finance offers alternative financial instruments, such as profit-sharing (Mudarabah), joint ventures (Musharakah), and leasing (Ijarah), to comply with these principles.
What's the issue with interest?

What's the issue with interest?
Over the past 100 years, interest has played a significant role in ensuring major parts of the global population are busy servicing debt by paying more money on top what they borrow. Fundamentally the interest-based model widens economic inequality. No country has ever implemented a fully- fledged interest free economic system and this approach would relieve millions of households from its heaviness. The RFF advocates and champions the use of riba-free and promotes business, products and services which offer riba-free value- based solutions.
What is the Riba Free Foundation (RFF)?

What is the Riba Free Foundation (RFF)?
The Riba Free Foundation is a thought leader and advocacy organisation dedicated to promoting and facilitating interest-free and usury-free (Riba-free) financial systems, transactions. One of its core Asim is to help people lead a Riba-Free lifestyle.
Is the Riba Free Foundation a charity?

Is the Riba Free Foundation a charity?
Yes, The Riba Free Foundation (RFF) is a registered charity under the England & Wales Charity Commission. It is registered under charity number 1206633 and has a board of trustees in place to manage the governance and strategic direction of the organisations cause and projects.
What is the purpose of the Riba Free Foundation (RFF)?

What is the purpose of the Riba Free Foundation (RFF)?
The purpose of our organisation is to shine a light on the harmful nature of interest and usury (known as riba) so that people can better understand money, finance and economics through the lens of Riba. We provide riba-free financial training and champion the use of riba-free through marketing and awareness campaigns.
To provide value beyond that we are currently developing a product directory of riba-free businesses and financial institutions that have riba- free products and services. We only ensure that organisations in the product directory have been properly vetted and endorsed to provide real value and commercially driven solutions for the masses.
Does the Riba Free Foundation (RFF) provide training and courses?

Does the Riba Free Foundation (RFF) provide training and courses?
Yes, Absolutely! We are fine believes that everyone should have access to a good financial education, which currently the schooling system fails to deliver. We provide in-person training, seminars, workshops as well as online. We do these across various UK cities and intentionally around the world.
How can we request someone from the Riba Free Foundation to speak at our event?

How can we request someone from the Riba Free Foundation to speak at our event?
You can send all requests to hello@ribafree.org.uk and we will endeavour to respond to you as soon as possible. In fact, out CEO and senior leadership team regularly speak through various TV, radio, media and podcast platforms.
Do you offer any services outside of the UK?

Do you offer any services outside of the UK?
As a UK based organsiation, the majority of our work does take place domestically, however our financial literacy programs and seminars can be administered globally. We hope to launch a globally product directory in the very near future.


Ready to start?
Begin your journey in learning and developing your knowledge of ethical and sustainable finance now!